The debt.

Every account.

Names masked, numbers real.

• Card 1The Big Onehardship rate

  7.99% APR

  $29,581.14

• Card 2The Sleeperhardship rate

  0.00% APR

  $14,797.15

• Card 5The Time Bombpenalty hit

  32.99% APR

  $5,727.89

• Card 3needs a call

  25.49% APR

  $6,216.96

• Card 4needs a call

  28.49% APR

  $5,427.60

• Card 6Underwaterunderwater

  29.74% APR

  $2,996.54

• Card 7Underwater Toounderwater

  30.49% APR

  $2,819.56

• Card 8

  28.24% APR

  $1,013.15

• Card 9

  28.99% APR

  $659.35

• Personal Loan 1restructured

  21.46% APR

  $9,241.92

• Personal Loan 2restructured

  14.07% APR

  $5,951.05

• Student Loan 1

  6.08% APR

  $5,014.98

• Student Loan 2

  6.08% APR

  $3,405.20

• Student Loan 3

  6.08% APR

  $5,232.06

• Student Loan 4stale number

  4.28% APR

  $4,651.17

• Vehicle

  fixed payment

  $16,426.60

Payments.

• Card 2 · 2026-06-30−$160.75
• Card 3 · 2026-06-22−$174.47
• Card 9 · 2026-06-20−$25.00
• Card 6 · 2026-06-20−$30.00
• Card 5 · 2026-06-18−$142.00
• Card 4 · 2026-06-18−$200.00
• Card 4 · 2026-06-18−$150.00
• Personal Loan 2 · 2026-06-16−$286.02
• Card 4 · 2026-06-15−$950.00
• Personal Loan 1 · 2026-06-14−$237.91

Engraved.

People who put $100 or more against this debt. They chose what to carve. It stays here after the number hits zero, and after this page stops being about debt at all.